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Oh yeah, and there’s an extension mechanism too (via the internal API), with a healthy set of extensions already available. There is built-in support for multiple currencies, plenty of preferences, and a full set of customization options for the home page. There are all sorts of reports, a budgeting tool, check printing facilities, and direct integration with a number of online banking systems. I now know where my money went this month (we spent tons of money on food and on energy). I spent $29.99 for a license (the free version stores up to 100 transactions, plenty to try it out) and spent about 3 hours setting up some accounts and loading a month’s worth of bank account data and American Express charges. Later in the day I read the help files, perused the forums, and decided to go for it. I walked through the process of loading the data, and I was pretty sure that it would work for me. I created a test file and then downloaded an OFX file from my bank to try it out. This year I resolved to try once again and today turned out to be the day that I did so.Īfter reading the Home Budget Software thread on Ask Metafilter, I downloaded the free version of Moneydance.
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I never really stuck with any of these programs - I had trouble getting started, or trouble figuring out how to use them, or trouble getting them to download data from my bank and/or my credit cards. Each December I would buy a fresh copy of Quicken or Microsoft Money, and try my best to get my data loaded and my finances under control. Over the years I’ve tried to computerize my family budget any number of times. We barely had BASIC interpreters in those days, let alone prepackaged personal finance software.
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One of the standard answers was always “balance your checkbook.” We didn’t have any actual software do this this. Way back in, oh, 1976 or so, when I was working at the Retail Computer Store in Seattle’s Greenlake district, people would wander in and ask what a home computer might be good for.
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